Remote work is not just a perk is a life style

Ontop is a global payroll Platform with built-in financial services. Our purpose is to provide remote workers with the easiest, most stable, and most convenient all-in-one financial solution.

  • Get paid in USD

  • Manage your money
    your way

  • Financial freedom on the
    go with the Ontop App

About Ontop

Ontop wallet

A built-in collaboration with JP Morgan that allows you to get real-time USD payments and hold your savings.

Benefits and perks

Subscription plans with benefits
tailored to you.

Ontop Card

Spend like a local anywhere you go. Available digitally, physically*, and contactless.

Ontop wallet

A built-in collaboration with JP Morgan that allows you to get real-time USD payments and hold your savings.

Benefits and perks

Subscription plans with benefits
tailored to you.

Ontop Card

Spend like a local anywhere you go. Available digitally, physically*, and contactless.

Transfers on your own terms

The best way to manage your money. You choose when, where, and how much you want to transfer.

Personal Account

Send your money directly to your bank account(s)

Third-party account

Add one or multiple third-party accounts and transfer your money freely

Payoneer

Transfer money to your Payoneer account fast and easy

Crypto

Transfer your money to your Crypto wallet

Personal Account

Send your money directly to your bank account(s)

Third-party account

Add one or multiple third-party accounts and transfer your money freely

Payoneer

Transfer money to your Payoneer account fast and easy

Crypto

Transfer your money to your Crypto wallet

Why is Ontop the best option?

Ontop logo

Other providers

Overview
Localized Expertise
Local Payouts & Support for Contractors
International Transfer and Platform Bot Support
Bank Transfer (Max 1 Business Day, Avg 10 min)
To send: $1,000 Recipient gets: R$4,627.91 Receives R$ 8 more with Ontop
To send: $1,000 Fee: 17 USD Recipient gets: R$4,619.91
FX Rates and Transfer Fees 
<2%
>2%
Crypto (1 Business Day)
1,2% (Max. USD 20) and different Crypto Wallet Options Available.
>1,5% no cap, Restricted to certain wallets.
Cashback benefits
Up to 5%*
None
Wallet - Holding Limit
Unlimited
30 Days
Digital Card
Free
$5 USD
Physical Card
Free*
$14.95 USD
International Transaction Cost - Transfers from the Ontop Wallet to Banks outside US in US Dollars (3 Business Days)
6 USD
5 USD
Instant Card Transfers
<2%
Up to 2.5%
(1) Updated on July 24th(2) With Wanderlust plan

Basic

Popular
$96/year
Basic features for up to 10 users with everything you need.
Get started

Business

$192/year
Advanced features and reporting, better workflows and automation.
Get started

Enterprise

$384/year
Personalised service and enterprise security for large teams.
Get started
Overview
Basic features
Users
10
20
Unlimited
Individual data
20GB
40GB
Unlimited
Support
Automated workflows
200+ integrations
Reporting and analytics
Analytics
Basic
Advanced
Advanced
Export reports
Scheduled reports
API access
Advanced reports
Saved reports
Customer properties
Custom fields
User access
SSO/SAML authentication
Advanced permissions
Audit log
Data history

New Arrivals

Rappi Prime Membership & Cashback first order.

For certain regions of Latin America, Rappi and Ontop brings you 1 month free of rappi prime so you can order through the application what you want and the shipping and service costs will not be charged. This promotion is valid for Colombia and Mexico, for other countries in the region there will be a cashback for a limited order amount.